Every person has a money story. And it started long before your first payslip. It began in your childhood home. In overheard conversations about bills. In how your parents handled crisis — calmly or anxiously. In what was said about “rich people”. In whether money felt scarce, shameful, secretive… or strategic. Most women are operating from an unconscious script. Your money story quietly shapes your: ✔ Confidence with numbers ✔ Spending patterns ✔ Risk tolerance ✔ Relationshi

So many women whisper to themselves, “I should be further ahead by now.” Further ahead in saving, in learning, in investing, in building. But here’s the truth: You get to start over every day! Every financial journey has a starting moment, not a starting age. And the starting moment is always now. Financial Healing We heal by releasing shame. Shame paralyses. Shame isolates. But when you recognise that your past choices were shaped by survival, culture, and conditioning — not

Yes. But not in the way we’ve traditionally tried. Financial resilience is not  taught through spreadsheets alone. And it is not built through motivation or willpower. It is taught through skills, systems, and self-awareness . Here’s what actually builds it: 1. Cashflow Awareness (Not Just Budgeting) Resilient people understand flow , not just figures. They know what comes in, what goes out, what’s fixed, and what’s flexible. This creates options — and options reduce fear. 2.

For a long time, financial resilience was misunderstood. It was often framed as how much money you had  — your salary, your savings, your assets. If you earned well or owned property, you were assumed to be “secure”. But today, that definition no longer holds. We are watching high earners burn out, dual-income households struggle, business owners face instability, and people with “good jobs” live one shock away from crisis. So the real question is no longer how much money do

For a long time, financial literacy was treated as something optional — a skill you picked up if you were interested, confident, or fortunate enough to be taught. Today, that assumption no longer holds. In a world shaped by rising living costs, economic uncertainty, longer life expectancy, and shrinking safety nets, financial literacy has become a core life skill. It now sits alongside health, education, and emotional wellbeing as something people need to function safely and

Money is never just about numbers. It’s memory. It’s identity. It’s culture. It’s the part of our story we rarely speak about — yet affects almost every chapter of our lives. So many of us begin our financial journey focusing on strategy: the budget, the savings plan, the investments, the next promotion. And while all of that matters, real transformation begins somewhere far deeper. It begins with healing . Before wealth can grow in your hands, it must feel safe in your heart

Hello, I’m Kaya  — a Chartered Accountant, holistic financial planner, and proud founder of Maisha Financial Planning , which means “ Life”  in Swahili. But beyond the titles, I’m a woman who has walked through the highs and lows of financial life — the stress, the sleepless nights, the resilience, and the rebuilding. My journey hasn’t been perfect, but it has been real . And that’s exactly why I do what I do.

How often do we think about money in a day? Once? Twenty times? Or how about every few seconds of every waking hour? For many of us—money...